CR-01 · Origination

Borrow

Draw USDG against your bag. One flat fee, a deadline you choose, and no price that can take your tokens away.

Class M

Memecoins

Live

collateral — graduated tokens

oracle — 30-minute TWAP

ltv 20-30% · fee 1.5-3%

Class S

Tokenized equities

Demo

collateral — stock tokens

oracle — equity price feed

ltv 50-70% · fee 2.5-5%

Full on-chain settlement unlocks when Valency reaches 500 active borrowers. Every wallet that draws from the desk counts. Share the desk — bring equities closer.

0 / 500

Instrument

Collateral amount

Term

Quote

collateral value: $21.28
loan-to-value: 30.0%
origination fee: 3.50% ($0.22)
repay by: —
liquidation price: none
you receive: 6.38 USDG
total repayment: 6.61 USDG

A price crash can never close this loan. Only the deadline can. Miss it and a 48-hour grace window opens; after that the position settles and any surplus returns to your wallet.